If you looking for a Small Loan App Without Income Proof then you have landed on the right place, Nowadays if you want to take a loan than you need to have a good cibil score along with income proof, but many people do not have jobs but still want to take loans.
So, in that case, people take loans from Chinese loan apps which are not secured and also steal your data. If you are my viewers then you do not need to take care of all this because, in this blog post, I have given some apps that provide you loans without taking any income proof or salary certificate
Top 30 Small Loan App Without Income Proof in India
Below I am giving names of some loan apps which not take any income proof when you take a loan from there.
| App Name | Repayment Tenure | Key Features | Interest Rate | Max Loan Amount |
|---|---|---|---|---|
| PaySense | 3 – 60 months | Instant approval, flexible repayments | From 1.4% per month | ₹5,00,000 |
| EarlySalary | Up to 12 months | Salary advance, low documentation | From 2% per month | ₹5,00,000 |
| LoanTap | 6 – 36 months | Flexible loans, custom repayment plans | 18% PA | ₹10,00,000 |
| LazyPay | 3 – 24 months | Quick credit line, minimal documentation | 15% – 32% PA | ₹1,00,000 |
| Pocketly | 1 – 6 months | Minimum income proof, quick approval, student-focused | Starts from 2% per month | ₹25,000 |
| KreditBee | 3 – 36 months | Flexible loans, fast disbursal | 17% – 29.95% PA | ₹5,00,000 |
| Navi | 6 – 72 months | 100% paperless, instant approval | From 9.9% PA | ₹20,00,000 |
| SmartCoin | 91 days – 9 months | Small, short-term loan | 20% – 36% PA | ₹1,00,000 |
| Tata Capital | 12 – 72 months | Competitive rates, large loan options | 10.99% PA | ₹25,00,000 |
| PayMe | Up to 24 months | Instant approval, unsecured loans | 1.50% per month | ₹5,00,000 |
| NIRA | 6 – 12 months | Flexible credit line, no income proof required | From 1.5% per month | ₹1,00,000 |
| Fullerton India | 12 – 60 months | High loan amounts, minimal documentation | 11.99% – 25% PA | ₹25,00,000 |
| CASHe | 3 – 18 months | AI-based credit evaluation, fast approval | From 2.5% per month | ₹5,00,000 |
| Bajaj Finserv | Up to 60 months | Flexible repayment, large loans | 13% – 26% PA | ₹25,00,000 |
| mPokket | 3 – 12 months | Quick approval, student-friendly | 11.99% PA | ₹45,000 |
| Rupeek | 6 – 36 months | Gold-backed loans, low interest | 0.49% per month | ₹50,00,000 |
| Faircent | Flexible | Peer-to-peer loans | From 12% PA | ₹10,00,000 |
| ZestMoney | 3 – 24 months | No-cost EMIs, flexible repayment | From 0% interest | ₹2,00,000 |
| ICICI Bank | 3 – 60 months | Large loan amounts, flexible terms | 10.99% – 18% PA | ₹20,00,000 |
| Credy | 3 – 12 months | Fast approval, no credit score needed | From 12% PA | ₹1,00,000 |
| Rupeelend | Up to 12 months | Minimal documentation, quick processing | From 24% PA | ₹1,00,000 |
| FlexSalary | 10 – 36 months | Minimal documentation | 18% – 54% PA | ₹3,00,000 |
| Stashfin | Pay interest only on amount used | Pay interest only on amount used | 11.99% – 59.99% PA | ₹5,00,000 |
| Axis Bank | Up to 60 months | Simple documentation, quick disbursal | 12% – 24% PA | ₹15,00,000 |
| Home Credit | Up to 51 months | Easy eligibility, quick disbursement | 18% – 36% PA | ₹2,40,000 |
| MoneyTap | 3 – 36 months | No-usage-no-interest | 1.08% per month | ₹5,00,000 |
| HDFC Bank | Up to 60 months | Easy application, competitive interest rates | 10.50% – 21% PA | ₹40,00,000 |
| KrazyBee | 6 – 12 months | Student-focused, easy documentation | 0.99% – 3% per month | ₹1,00,000 |
| MoneyView | 3 – 60 months | Quick processing, flexible terms | From 1.33% per month | ₹5,00,000 |
Is a Small loan app without income proof safe?
It is a Debatable topic about a loan app which not take any income proof because nowadays there are lots of news out about Chinese loan app that give loans in a few minutes without taking any proof and after that these apps charge high interest rates for their customers.
So, guys always take a loan when you actually need it if you do not need then please do not take any loan whether it is a small loan app without income proof or a big loan.
Also Read:- family loan app
FAQs Small loan app without proof
Is the Small loan app without income proof safe?
Its answer is Both yes and No, because there are many apps that are genuine but along with this there are also some bad apps, or you can say that fraud.
List of Chinese loan apps?
If you want to know more about Chinese loan app which is fake than you can know more about just by clicking here.
Conclusion
At the last it is time for My point of view, Guys listen very carefully please do not take any loan until and unless you need to, But if you really want to take then always take a loan from RBI registered Loan app.
So, if you like our blog post on the Small Loan app without income proof then please share this blog post with your friends.