In this blog post I going to share some of RBI Approved Loan apps list, This help you to find best and perfect loan app for my users. So guys are you excited for this amazing blog? I know you are excited.
So, Let’s start this Blog post.
What do mean by RBI Approved Loan Apps?
As its name RBI Registered loan apps, it is clear that, the app which is registered and approved by RBI (Reserve Bank of India) that is called the RBI Approved loan app. If RBI approves an app then that app is much safer than an unregistered loan app, Because RBI approved only that app which is safe and does not take high interest from their customer.
But is you use an unregistered loan app in place of RBI approved loan app, then you may face issues related to privacy breaches and a high rate of interest. So make sure to always use the RBI Registered Loan app.
List of RBI Approved Loan Apps in India.
Below I am giving some of RBI Registered loan App from where you can take any amount of loan, along with this I have also given eligibility and key features.
| Loan Range | App Name | Eligibility & Requirements | Key Features |
|---|---|---|---|
| ₹50,000 – ₹20,00,000 | Investkraft | Good credit score, age 21-57, 1-year work experience, 1-month job stability | Fast loan approval, fully online application, attractive interest rates |
| ₹10,000 – ₹5,00,000 | Navi | Aadhaar, PAN, good credit rating | Quick disbursal, fully digital process, competitive rates starting at 9.9% per annum |
| ₹3,000 – ₹5,00,000 | MoneyTap | Aadhaar, PAN, steady income | Line of credit, immediate approval, flexible EMIs, repayment up to 36 months |
| ₹5,000 – ₹5,00,000 | PaySense | Age 21-60, monthly income of ₹18,000+ | Pre-approved offers, EMI calculator, minimal paperwork, flexible tenure |
| ₹7,000 – ₹4,00,000 | CASHe | Age 23-58, salaried professionals | Salary advance, digital KYC, short-term loans, quick disbursal |
| ₹30,000 – ₹25,00,000 | Bajaj Finserv | Aadhaar, PAN, steady income | High loan amounts, pre-approved offers, EMI calculator, minimal documentation |
| Up to ₹5,00,000 | ZestMoney | Aadhaar, PAN, good credit history | EMI financing, credit score enhancement tools, variety of loan products |
| ₹5,000 – ₹25,00,000 | IndiaLends | Varies by lender | Loan comparison platform, free credit report, easy application process |
| ₹500 – ₹50,000 | True Balance | Basic KYC, suitable for limited credit history | Microloans, financial education resources, credit building |
| Up to ₹1,00,000 | Branch | Aadhaar, PAN, age 21+ | Fully digital KYC, quick disbursal, app-first approach |
| Up to ₹5,00,000 | LazyPay | Aadhaar, PAN, steady income | Instant loans, buy now pay later services, minimal paperwork |
| Up to ₹5,00,000 | Fibe (EarlySalary) | Age 21-55, steady income | Fast disbursals, online process, salary advances, interest rates based on credit score |
| Up to ₹2,00,000 | KreditBee | Aadhaar, PAN, age 21+ | Quick loans, flexible repayment options, digital process |
| Up to ₹45,000 | mPokket | Age 18+, student ID or proof of employment | Ideal for students and young professionals, fast disbursal, short tenure |
| Up to ₹3,00,000 | Hero FinCorp | Aadhaar, PAN, steady income | Known for vehicle loans, now offers personal loans, competitive rates |
| ₹1,000 – ₹5,00,000 | Stashfin | Age 18-65, Aadhaar, PAN | Digital lending platform, flexible credit line, easy online process |
| Up to ₹5,00,000 | ZestMoney | Aadhaar, PAN, steady income | EMI financing, no credit score required, credit limit increases with timely payments |
| Up to ₹10,00,000 | Slice | Age 18+, Aadhaar, PAN | Credit line, flexible EMIs, ideal for young professionals and students |
| ₹1,000 – ₹50,000 | FairMoney | Aadhaar, PAN, bank account details | Instant personal loans, low documentation, mobile-first approach |
| ₹5,000 – ₹1,00,000 | NIRA | Age 21-65, Aadhaar, PAN, steady income | Salary advances, flexible repayment options, mobile app-based application |
| ₹4,000 – ₹2,00,000 | FlexSalary | Age 21-60, Aadhaar, PAN | Monthly salary advances and flexible repayments, tailored for salaried professionals |
| Up to ₹10,00,000 | Lendingkart | Business registration, PAN, Aadhaar | Focus on small businesses, quick loan disbursal, minimal paperwork |
| ₹10,000 – ₹10,00,000 | OxyLoans | Aadhaar, PAN, basic documentation | Peer-to-peer lending platform, flexible terms, personal and business loans |
| ₹2,000 – ₹50,000 | RupeeLend | Age 18+, Aadhaar, PAN | Instant microloans, quick disbursal, fully digital process |
| ₹1,000 – ₹1,00,000 | SmartCoin | Age 18+, Aadhaar, PAN | Tailored for microloans, accessible for low-income groups, fast processing |
| Up to ₹15,00,000 | Dhani | Age 18+, Aadhaar, PAN, steady income | Offers personal loans and healthcare services, minimal documentation, quick approval |
| … |
What are the Benefits of Using RBI Approved Loan Apps?
There are many Benefits of using RBI Approved loan app just as low interest rates and security. One more benefit of using these apps is it require fewer documents and zero hustlers of visiting bank branches and this is a big advantage of online loan apps.
How Do I Select the Right Loan App for Me?
There are some key steps you need to take before selecting any app for a loan, some of which I have given below So read the below steps very carefully because it will save you from facing big issues.
- What is the App or Its Company’s Offline Address and Website?
- Is the Lender or Its Partner Registered with RBI?
- Research Your Lender’s Online Ratings and Reviews
- Check How Much Personal Data Does Your Lender Want?
- Is Your Lender’s Website Secure?
FAQs on RBI Approved Loan Apps 2025
Top 10 RBI Approved Loan App in 2025?
In this blog post, I have given the top 10 RBI approved loan app of 2025 which is secured and take low interest rates with easy installments.
is the Moneyview loan app safe?
Yes, according to me MoneyView app is safe for taking loans but it is my advice to all my viewers, please do proper research on the app before taking any loan.
Also Read:- Family loan app
Conclusion
It is time for My Point of View on RBI Approved Loan app in 2025, All the above information is given, and it is my personal review, But I am not giving you any advice to you on taking any loan.
So, do a proper study and check whether you are capable of repaying the loan amount or not, if you are not able to repay the loan installment then please do not take any loan.