Looking for a 7 Days Loan App List? Beware of fake loan apps that charge high interest rates and misuse personal data. Learn which apps are real, which ones are scams, and the best alternatives.
In our blog post, we have covered the following points.
- what 7-day loan apps and why do people search for them?
- many instant loan apps are scams, preying on urgent financial needs.
- a quick disclaimer about illegal and fraudulent loan apps.
⚠️ Warning! ⚠️
This site DOES NOT provide or offer any loans. Our sole purpose is to raise awareness about fake loan apps and financial fraud.
Be cautious and always verify before sharing your personal or financial details with any platform. Stay safe from scams!🙏
1. What Are 7 Days Loan App list?
7 days loan app list in India (Fake loan app) In this blog I am going to tell you some things related to loan app which is very important for you to know because nowadays many people are getting trapped by taking loans because they take the loan thinking it to be a good app or platform but later it turns out to be fake, so as per RBI guidelines, you should use only those loan apps which are approved by the RBI, do not use any 7 days loan app without approval.
2. 7 Days Loan App List: Fake App list (Risky)
I am going to give you similar information in this blog, so please stay till the end of the article because in this article I will tell you its disadvantages and if you are trapped in any fake loan app, then how can you get out of it.
💡 We divide the list into two sections:
- 🟢 Trusted & Legal 7-Day Loan Apps (Approved by financial authorities)
- 🔴 Fake & Risky Loan Apps (Reported scams, high-interest rates, and harassment cases)
- 1. What Are 7 Days Loan Apps?
- 2. 7 Days Loan App List: Popular Apps (Safe & Risky)
- 3. How Fake 7 Days Loan Apps Work (Scam Alert!)
- 4. Red Flags: How to Identify a Fake 7 Days Loan App?
- 5. Best Alternatives: Safe Loan Apps Instead of Risky 7 Days Loan App List
- 6. What to Do If You Have Been Scammed?
- 7. FAQs: 7 Days Loan App List & Scams
- 8. Conclusion: Stay Alert & Borrow Wisely!
🟢 Trusted & Legal 7 Days Loan App list
Below I am giving the list of top 15, 7 days loan apps of 2025 which have good reviews on Google Play store, so please read all of them very carefully because in this list I have covered major points like interest rate, tenure, app rating, and approved loan amount.
1. MoneyTap
MoneyTap is a good option for taking a personal loan as this app charges only 13-15% interest rate and it also gives good loan amount which varies from Rs 5000 to Rs 25000 depending on your credit score. The best thing about MoneyTap is that it only charges interest on the amount used other than the total loan limit amount, MoneyTap also gives an easy EMI option starting from 2-36 months.
| Key Points | Details |
|---|---|
| Interest Rate | 13% to 15% |
| Loan Amount | ₹5,000 to ₹25,000 |
| Tenure | 2-36 months |
| App Rating | 4/5 |
| Review | Good |
Benefits: MoneyTap loan app has many advantages, quick approval, borrowing in parts, works like a credit card, flexible repayment options and user-friendly mobile app.
Cons: Along with the advantages it has some disadvantages which are limited availability in Delhi NCR, Mumbai, Bangalore and Chennai.
2. Dhani
I think you know very well about Dhani because this app becomes popular among today’s generation because of its features it provides loan amount from Rs.1000 to Rs.50000 with easy EMI options starting from 3-24 months which has a good rating of 4.5/5 on Google Play store.
| Key Points | Details |
|---|---|
| Interest Rate | 13.99% |
| Loan Amount | ₹1,000 to ₹50,000 |
| Tenure | 3 Months to 24 Months |
| App Rating | 4.5/5 |
| Review | Good |
Benefits: Some of the pros of Dhani 7 Days Loan App List that allows users to apply for loan amount from ₹1000 to ₹50000 with a low interest rate of 13.99%.
Cons: The only bad thing about Dhani is that it requires a good credit score to avail the loan.
3. IndiaLends
Indialends allows its users to avail loans on minimal documentation with the option of digital credit line, which means interest is always charged on the full limit on the borrowed amount, this loan app gives you 3 to 12 months for repayment.
| Key Points | Details |
|---|---|
| Interest Rate | 16% to 21% |
| Loan Amount | ₹5,000 to ₹20,000 |
| Tenure | 3 Months to 12 Months |
| App Rating | 4.6/5 |
| Review | Average |
Pros: Indialends has some good things compared to other 7 days, some of them are minimal documentation, zero hidden charges, no hidden information.
Cons: More documentation required, KYC take time.
4. KreditBee
This app is my favorite because it charges only 14% interest rate with 3-9 months payment option, and it does not require high CIBIL score, If you want to take a loan then you can try Kredbee.
| Key Points | Details |
|---|---|
| Interest Rate | 14% to 15% |
| Loan Amount | ₹1,000 to ₹50,000 |
| Tenure | 3 Months to 12 Months |
| App Rating | 4/5 |
| Review | Good |
Pros: Available for self-employed, low minimum loan amount, flexible tenure options.
Cons: Processing fees charged for higher loan amounts Strict document requirements.
5. NIRA
Nowadays NIRA Loan App is doing well, that means, it is not charging any extra amount as hidden charges. NIRA 7 Days Loan App also has a good rating on Google Play Store which shows its genuineness.
| Key Points | Details |
|---|---|
| Interest Rate | 6% to 15% |
| Loan Amount | ₹5,000 to ₹1,50,000 |
| Tenure | 4 Months to 24 Months |
| App Rating | 4.7/5 |
| Review | Best |
Pros: Lowest annual percentage rate, minimum repayment period, fast processing.
Cons: It requires a high CIBIL score and a good CIBIL age.
6. SmartCoin
SmartCoint is a good option for taking a short term loan, there are many great things about this 7 days loan app such as it gives loan amount from Rs.1,000 to Rs.70,000 with easy installment features.
| Key Points | Details |
|---|---|
| Interest Rate | 1.5% to 15% |
| Loan Amount | ₹1,000 to ₹70,000 |
| Tenure | 3 Months to 24 Months |
| App Rating | 3.9/5 |
| Review | Good |
Pros: Fully digital, instant bank transfer, minimum salary limit
Cons: SmartCoin charges processing fees and also requires a good CIBIL score.
7. CASHe
CASHe is a top loan app known for its credit limit, it gives you high loan amount but charges low interest rate. If you make up your mind to take a loan in 2025 then this app is a good option.
| Key Points | Details |
|---|---|
| Interest Rate | 17% to 29.95% |
| Loan Amount | ₹1,000 to ₹4 lakh |
| Tenure | 6 Months to 24 Months |
| App Rating | 4/5 |
| Review | Good |
Pros: Flexible loan tenure, no collateral needed, no hidden charges.
Cons: This is a tough-to-approve loan, and you need a good credit history.
8. Moneyview
Moneyview is well known for its online loan no need to go anywhere, if you are looking forward to open your business then its app gives you loan amount for 1-2 years.
| Key Points | Details |
|---|---|
| Interest Rate | 24% to 36% |
| Loan Amount | ₹1,000 to ₹50,000 |
| Tenure | 3 Months to 24 Months |
| App Rating | 4.9/5 |
| Review | Amazing |
Pros: Flexible loan amount, disbursal in a few minutes, zero collateral required.
Cons: Charging processing fee, and requires salary certificate for loan.
9. Branch
If you are a collage going person and cashing out then you can try Branch Loan app as it gives you level-wise loan from Rs.500 to Rs.20,000, once you pay its first installments it unlocks the next credit limit for you.
| Key Points | Details |
|---|---|
| Interest Rate | 14% to 24% |
| Loan Amount | ₹500 to ₹20,000 |
| Tenure | 1 Months to 9 Months |
| App Rating | 4.1/5 |
| Review | Good |
Pros: Easy EMI options, students can apply, only PAN card and Aadhar card required.
Cons: No need for salary account, no proof required.
10. MobiKwik
Mobikwik is doing good in loan landing field, it allows its users to pay for long term in easy installments with low rates of interest, especially its Zip EMI option is great for taking 7 day loan apk.
| Key Points | Details |
|---|---|
| Interest Rate | 17.99% to 35.99% |
| Loan Amount | ₹10,000 to ₹2,00,000 |
| Tenure | 3 Months to 24 Months |
| App Rating | 5/5 |
| Review | Amazing |
Pros: Easy 9-month EMI option, no additional documents required, no hidden charges.
Cons: Mobikwik 7 days loan app requires a good credit score and a good repayment history.
11. Mpocket
Just like the Branch app, Mpocket works in a similar way. It offers loans to anyone who has an average CIBIL score and KYC documents, so you can try this app if you want to avail a short-term loan online.
| Key Points | Details |
|---|---|
| Interest Rate | 14% to 24% |
| Loan Amount | ₹500 to ₹20,000 |
| Tenure | 1 Months to 3 Months |
| App Rating | 3.9/5 |
| Review | Good |
Pros: Mpocket is good for college going students as it gives loans whether you have a CIBIL score or not.
Cons: No salary proof required, it gives loans even on an average CIBIL score.
📌 These apps are legally registered and safe for short-term loans.
🔴 Fake & Risky Loan Apps (Reported as Fraudulent)
In this paragraph, I am going to give a list of loan apps that have been banned or blocked by RBI. Please read this list carefully and be warned that never take a loan from these loan apps, no matter how much you need it. Instead of these 7 Days Loan App List, you can take a loan from a bank or from a loan app registered by RBI, but do not take a loan from the given loan app or it may prove fatal for you.
| S.No | Fake 7 days loan app list |
|---|---|
| 1 | AA kredit |
| 2 | AA Loan App |
| 3 | Agile loan |
| 4 | Alliance Real Loan |
| 5 | AMP Credit |
| 6 | Ariaeko loan |
| 7 | Asan loan |
| 8 | Base Cash Loan |
| 9 | Beloan app |
| 10 | Bharath Cash |
| 11 | Cash advanace |
| 12 | Cash Cola |
| 13 | Cash Express Loan |
| 14 | Cash fast |
| 15 | Cash Planet Loan |
| 16 | Cash Pocket |
| 17 | Cash room |
| 18 | Cash Wallet |
| 19 | Credit Park |
| 20 | Credit Park Loan |
| 21 | Credit Spark |
| 22 | Credit Wallet |
| 23 | Discover loan |
| 24 | Eslite loan |
| 25 | Easy credit loan |
| 26 | Easy Loan Assistant |
| 27 | Fair credit line |
| 28 | Fast coin |
| 29 | Fast rupee |
| 30 | Fastcash |
| 31 | Fish loan |
| 32 | Flipcash |
| 33 | Flash rupee |
| 34 | Future Wallet |
| 35 | Glory Loan |
| 36 | Go go loan |
| 37 | Golden Rupee |
| 38 | Handy Cash |
| 39 | HI-Pocket |
| 40 | Hugo Loan |
| 41 | Hugo Loan App |
| 42 | Instant loan |
| 43 | INS loan |
| 44 | Living Loan App |
| 45 | Lightning Pro |
| 46 | Large Taka |
| 47 | Life stream loan |
| 48 | Maxim Loan |
| 49 | Miracle Pocket |
| 50 | Money Fine |
| 51 | Money Plus |
| 52 | Money voult |
| 53 | Money tree |
| 54 | M Capital Reliable |
| 55 | MobiPocket Loan |
| 56 | Nahaa Money |
| 57 | Nfinity |
| 58 | Onstream app |
| 59 | Ok rupee loan |
| 60 | OB cash loan |
| 61 | Pat Money |
| 62 | Pesin Bee |
| 63 | Quick Coin |
| 64 | RupayeKey Loan |
| 65 | Rupee Empire |
| 66 | Rupee King |
| 67 | Rupee Park App |
| 68 | Rupee Pro |
| 69 | Rupee Today Loan |
| 70 | Rupee wallet |
| 71 | Rupee spark |
| 72 | Safety Rupee Loan |
| 73 | Shiny Rupee |
| 74 | Simpl Cash Loan |
| 75 | Small credit |
| 76 | Snap Credit |
| 77 | Star loan |
| 78 | Serpent Coin |
| 79 | Sunshine |
| 80 | Super Pocket |
| 81 | Swift Rupee |
| 82 | TakaMall Loan |
| 83 | TakaPot Loan |
| 84 | Turat Fund |
| 85 | Turrant Loan App |
| 86 | Tyto Cash |
| 87 | Weath Snap |
| 88 | Wonder Loan |
| 89 | Yeah Rupee Loan |
| 90 | Yash Rupaya |
| 91 | Yes Cash Loan |
| 92 | Yes rupee |
| 93 | Zenith Credit |
| 94 | Fast Loan |
| 95 | Credit Genie |
| 96 | LoanCash |
| 97 | MaxLoan |
| 98 | QuickFunds |
| 99 | EasyCash |
| 100 | InstantFunds |
📌 Avoid these apps! Users report financial fraud, data misuse, and illegal collection methods.
3. How Fake 7 Days Loan Apps Work (Scam Alert!)
Many fraudulent 7-day loan apps operate using these tactics:
❌ Fake Promises: They claim “No documents needed, get ₹50,000 instantly!”
❌ High Processing Fees: Before disbursing the loan, they deduct 30%-50% as fees.
❌ Unreasonable Interest Rates: Charge 100%-200% interest within 7 days.
❌ Data Theft & Harassment: Require access to contacts, SMS, gallery, then blackmail users.
❌ Fake Loan Recovery Agents: If you delay repayment, they call your family and threaten legal action.
🔴 WARNING: If an app asks for unnecessary permissions, it’s likely a scam!
4. Red Flags: How to Identify a Fake 7 Days Loan App?
If you want to know which 7 days loan app list is genuine and which one is a fraud, then there is a simple solution for this, you can get information about any loan app from the RBI website. Along with this, you must check whether the NBFC of the loan app you are going to use is registered with the RBI or not.
If the loan app is not registered with the RBI, then do not use it at all, otherwise you may have to face trouble. You can use Google Play Store or YouTube to see reviews of that loan app because reviews show how its behavior is towards other customers. If you like the reviews and have reviewed that loan app by going to the RBI website, then you can take a loan.
Before downloading any loan app, check for these warning signs:
🚨 1. No Official Website or Company Information
🚨 2. Unrealistic Promises Like “100% Loan Approval”
🚨 3. Excessive Permissions (Contacts, Gallery, SMS)
🚨 4. Negative User Reviews & Complaints on Google Play
🚨 5. High Processing Fees & Unclear Terms
🚨 6. Harassment Calls for Loan Recovery
📌 Always check if an app is RBI/NBFC registered before using it!
5. Best Alternatives: Safe Loan Apps Instead of Risky 7 Days Loan App List in 2025
If you need short-term loans, use government-approved or bank-backed platforms instead of unreliable apps.
🟢 Safer Loan Options
✔ Personal Loans from Banks (HDFC, ICICI, SBI)
✔ Salary Advance Apps (Branch, EarnIn, PayMe India)
✔ NBFC-Approved Loan Apps (Bajaj Finserv, MoneyTap, KreditBee)
✔ Credit Card Cash Advance (Lower Interest Than Loan Apps)
💡 Tip: Always compare interest rates and check for hidden charges before borrowing.
6. What to Do If You Have Been Scammed?
First of all, you have to avoid downloading any loan app because most of the loan apps which easily give you loans are fraudulent and fake and prove to be fatal, so please use the loan app registered by RBI and protect yourself from such fraud loan apps. Take loan only when you can repay it.
If you feel that you cannot repay any loan, then please do not take any kind of loan and do not take another loan in place of one loan because it has often been seen that people who are fast in such loan traps, take another loan to repay one loan and then the third after the second, this cycle never stops and in this way, an ordinary person gets trapped in a very big problem and spoils his health, sometimes he even loses his life.
If you have fallen victim to a fraudulent 7-day loan app, take these steps immediately.
✅ Step 1: Uninstall the app and revoke all permissions.
✅ Step 2: Report the app to Google Play Store & RBI.
✅ Step 3: File a complaint on the Cyber Crime Portal 👉 🔗 cybercrime.gov.in
✅ Step 4: Inform your bank to prevent unauthorized transactions.
✅ Step 5: Warn others by leaving negative reviews and sharing your experience.
🔴 Important: If loan agents threaten or harass you, report them to the police!
7. FAQs: 7 Days Loan App List & Scams
Which app is best for 7 Days Loan App?
There are many 7 days loan apps available which are RBI registered, and safe you can use any of them.
How to get Rs.20,000 instantly?
If you have a good CIBIL score then many loan apps can easily give you a loan with an easy EMI option.
7 day loan app list
In my blog I have given 7 Days Loan App list with proper pros and cons, you can read all of them to know more about it.
Which is the best 7 day loan app?
According to me, Moneyview is the best loan app because it gives loan amount with long tenure and also it has very user friendly interface.
What happens if I don’t repay a 7-day loan?
Fake loan apps may harass you and misuse your data, while legal lenders report defaults to credit bureaus.
Can loan apps access my contacts?
Yes, but legitimate apps don’t misuse this data. Scam apps blackmail and threaten users.
Are all 7-day loan apps scams?
It depends on its NBFC, if the NBFC is registered with RBI then it is a safe loan app to take loan but if any app which provides loan is not approved by RBI then it is not safe.
8. Conclusion: Stay Alert & Borrow Wisely!
I hope you liked my article on 7 days loan app list and if you want me to write an article on any other topic then please comment below. The purpose of this blog is not to encourage or promote any kind of loan app. This website has been created only for educational purpose. We do not give any kind of loan nor support any loan app. Thank you.
- “7 Days Loan App List” includes both safe and fraudulent apps.
- Avoid apps with high hidden fees, privacy risks, and scam reports.
- Use trusted financial institutions instead of risky instant loan apps.
💡 Final Tip: Always read reviews, check RBI registration, and avoid sharing personal data with unsecured apps!
📢 Have you encountered a fake 7 Days Loan App? Share your experience in the comments below!
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