There is no certainty of financial needs. If you feel short of money, then all these 7 Days Loan App List can be your lifesaver in a critical situation. But it’s pretty hard to find the best short-term loan apps. In today’s era of cybercrime, some companies are cheating their clients.
We have researched this topic and screened out some truly genuine apps. Here, you’ll get to know all the things in detail that will definitely help you in choosing a legit app for a short-term loan.
Definitely, all these apps are going to be loan, but you may face financial issues. This blog will cover an in-depth look at all these loan apps, how these apps can be beneficial for you, and who is eligible. How much time does it take to disburse the minimum loan amount over here? So, go through this entire article properly.
What are 7 Days Loan App?
7 days loan app list are mobile applications that provide short-term loans to their consumers. Actually, these are short term loan apps which offer you to repay the amount within as short as 7 days’ time period. Yes, most of these apps are 100% digital, where no kind of digital verification is needed. If you have a proper credit score, then it’ll be very easy to be eligible for all these loans, and your money will be directly credited to your bank account.
Why People Search for the Best 7 day loan app list?
Well, there are several reasons people like to use the best 7 days loan app list. Yes, we have put some of those specific reasons behind using loan apps.
Easy Eligibility for Loans: These 7 days allow you to get the loans pretty easily. It’s an easier task to apply for and secure a loan with minimum documentation.
This helps in getting quicker access to the funds. Flexible Loan Amount: It’s pretty easy to get a loan by using all these apps with an amount flexibility. Yes, you can get a loan from 5000 to 50000. It actually makes sense for the money borrower.
Access the Fund with Few Clicks: All these 7 Days Loan App helps in accessing the funds with a few clicks. It helps in getting a productive experience. All you need to do, send your documents. Once it gets verified, your loan amount will be disbursed.
No Collateral Required: You don’t need to mortgage any of your assets to access that loan amount. These apps only need your documents.
Digital convenience: It is one of the most effective reasons for a loan borrower. One can simply apply, verify, track and repay the loan under a digital environment with a number of clicks.
Alert: Many Loan Apps are Unsafe/Unregistered
Yes, there are a lot of loan apps that are definitely unsafe and unregistered under the RBI. We will definitely provide those loan apps. You should have to stay away from those apps; otherwise, it’ll bring a financial threat to you.
7 days Loan App List (Alphabetical Order)
| S.No | 7 days Loan App list |
|---|---|
| 1 | 66 Cash |
| 2 | 66 Cash App |
| 3 | Agile Loan App |
| 4 | Aladdin Lamp |
| 5 | Alp Cash |
| 6 | Angel Loan |
| 7 | Ant Cash |
| 8 | Apna Paisa |
| 9 | Apna Paisa Cash |
| 10 | Arak Loan |
| 11 | Ariaeko Lone |
| 12 | Asan Credit |
| 13 | Asan Loan |
| 14 | Asan Loan App |
| 15 | Asana Loan |
| 16 | ATD Lone App |
| 17 | Balance Loan |
| 18 | Basket Loan |
| 19 | Belono Loan App |
| 20 | Bellono Loan App |
| 21 | Best Paisa |
| 22 | Bharat Cash |
| 23 | Bharat Cash App |
| 24 | Bright Cash |
| 25 | Bright Cash Loan |
| 26 | Bright Money |
| 27 | Bus Rupee |
| 28 | Cash Advance |
| 29 | Cash Book |
| 30 | Cash Bowl |
| 31 | Cash Bowl Loan App |
| 32 | Cash Carry Loan App |
| 33 | Cash Cash App |
| 34 | Cash Cola |
| 35 | Cash Colla |
| 36 | Cash Cow |
| 37 | Cash Cow App |
| 38 | Cash Curry |
| 39 | Cash Era |
| 40 | Cash Fish |
| 41 | Cash go |
| 42 | Cash Guru App |
| 43 | Cash Hole |
| 44 | Cashhost |
| 45 | Cash Lion |
| 46 | Cash Light |
| 47 | Cash Loan App |
| 48 | Cash Machine |
| 49 | Cash Magic |
| 50 | Cash Manager |
| 51 | Cash Mine |
| 52 | Cash Pal |
| 53 | Cash Papa |
| 54 | Cash Park |
| 55 | Cash Park Loan |
| 56 | Cash Park Loan App |
| 57 | Cash Pocket |
| 58 | Cash Pocket App |
| 59 | Cash Pocket Live Cash |
| 60 | Cash Port |
| 61 | Cash Room |
| 62 | Cash Samosa |
| 63 | Cash Star Miniso Rupee |
| 64 | Cash Station |
| 65 | Cash Today |
| 66 | Clear Loan |
| 67 | Clear Loan App |
| 68 | Coco Cash |
| 69 | Coco Loan |
| 70 | Coin Rupee |
| 71 | Crazy Cash |
| 72 | Credit Buzz |
| 73 | Credit Finch |
| 74 | Credit Loan |
| 75 | Credit Pearl |
| 76 | Credit Wallet |
| 77 | Crystal Loan |
| 78 | Daily Loan |
| 79 | Dhan Pal |
| 80 | Dream Loan |
| 81 | Easy Barrow |
| 82 | Easy Brave |
| 83 | Easy Credit Loan App |
| 84 | Easy RP |
| 85 | Easybrave |
| 86 | Early Credit App |
| 87 | Elephant Loan |
| 88 | Eulavt Loan App |
| 89 | Express Loan |
| 90 | Fast Rupee Loan App |
| 91 | Flash Loan App |
| 92 | Flash Loan Money |
| 93 | Flash Rupee |
| 94 | Flashrupee |
| 95 | Flip Cash |
| 96 | Forpay App |
| 97 | Fortress Loan App |
| 98 | Fortune Loan |
| 99 | Fortune Now |
| 100 | Fri Loan |
This list does not end here. There are a lot of fake loan apps; you need to stay away from all these apps.
Understanding 7 days loan app list: Meaning of 7 Days Loan
Actually, “7 Days Loan App”
This phrase shows the meaning of 7 days loan app list. It actually means short-term loans. You need to repay the loan within 7 days. It works with a proper scenario and ethical approach. This example below will help you in getting a better understand.
- Let’s say, you borrow 10,000 from a loan app,
- 500 Rs will be deducted upfront in the name of processing fees.
- You’ll receive a net amount of 9500 in your account.
- Now, at the time of repayment, you need to pay 10000Rs – 1000Rs.
It comes with a high annualised interest rate. Sometimes it crossed 100-300% which makes this 7-day loan app riskier than normal banking loans. Difference Between 7 days loan app list vs Personal Loans There is a vast difference between 7-Day Loans and Personal Loans.
Tenure
- The 7 day loan app provides only 7 days.
- Personal Loans allow you 6 to 12 months.
Loan Amount
- 7 day loan disburses around 500 Rs to 20000.
- Personal Loan allows 20,000 to 20 Lac.
Interest Rate
7 day loan delivers the money with 100-300% APR
Personal loan comes with 10-24% per Year
Documentation Required
7 day loan app needs minimum documents, including Aadhar, PAN and
residential address.
Personal loans need PAN, Aadhaar, salary slips, bank statements, credit
score.
Repayment Amount
7-day loan allows lump-sum repayment after 7 days.
A personal loan allows monthly EMIs.
Regulations
Few 7 days loan app list are registered, but many are unregistered as well
All personal loan provider bank comes under the strict regulation of the
RBI.
Risk
- 7 day loans are pretty risky.
- A personal loan comes with legal protections and clear terms and conditions. So, it’s less risky than 7 day loan apps.
Why Lender Promotes 7 Days loan app?
Lenders, mainly app-based lenders, push to get short-term loans due to multiple reasons. We’re listing some of those specific reasons as follows.
High Margin of Profit: Yes, 7 day loan app list come with an extended or higher profit margin that adds an extra boost to their business. This profit margin adds charges, interest and penalties.
Low Risk of Default: The probability of loan default is pretty lower in these apps. So, it’s a win-win situation for them.
Leverage of Urgency: Borrowers take loans due to an emergency (medical bill, travel, rent and others).
Easy Marketing: It’s an easier task to do marketing with all these apps, with lucrative headings like “Loan in 5 Minutes”.
Why 7 days loan app list Popular in India?
Despite several risk factors, these 7 day loan apps have become very popular in
India. We’re going to discuss all these in-depth.
Emergency Expenses: In case of emergency expenses, people mostly borrow money from these apps due to short term and low documentation verifications. People like to take loans for bill payments, medicine, hospital bills, rent and many other emergency reasons.
No Salary Advance: If you like to get an instant cash due to not getting an advanced salary, then you won’t have any choice without these 7 days loan app list.
Low Documentation: One can get a loan with simple Smartphone penetration. You can use the device by uploading Aadhar, Pan, and Signature. It makes the disbursement procedure easier for you.
No CIBIL Score Required: Many first-time borrowers or Students don’t have a CIBIL score. So, these apps target all these customers and earn a plenty higher Interest amount.
Fast Disbursal: Traditional banks usually take 1 to 2 days to disburse the loan amount. But you can get 5000 to 50000 emergency money within a few minutes or hours by using all these apps.
How 7 Days Loan Apps Work?
These are the steps you can follow to register and access the loan amount.
Step 1: Download and Register
Download your desired app and register with all your basic details, including
name, DOB, Address and Others.
Step 2: KYC & Permissions
OTP verification is done in this step. You need to submit all details, including
Aadhar, PAN and others, right here.
Step 3: Loan Disbursement
After completing the verification, Lender will disburse your loan amount directly
to your bank.
Step 4: Repayment or Recovery
After 7 days repayment or recovery process takes place with interest amount.
What are the Hidden Dangers of 7 Days Loan Apps?
High Interest Rate: One has to pay a relatively higher interest rate with all these 7 days loan app list. It can go up to 300% in some cases.
Hidden Processing Fees: You may need to face multiple hidden processing fees, including processing charges, disbursement charges, penalties and others.
Data Privacy Risks: There is a huge chance of data privacy leaks with all these 7 days loan apps. You need to pick a genuine app before applying loan.
Face Misbehaves by Recovery Agent: If you delay repaying the loan, then you may have to face harassment by the recovery agents. RBI Guidelines on 7 Days Loan Apps Download- Update 2025
RBI Circular on Digital Marketing
All apps must register all DLAs through RBI’s Centralised Information
Management System (CIMS). It publishes a public directory that helps in selecting
the best loan app for consumers.
Compulsory NBFC Partnership
Digital landing directions apply to Regulated Entities (REs)—banks, NBFCs, cooperative banks, and All-India Financial Institutions. It becomes compulsory to do an NBFC partnership to work.
Direct Repayment to NBFC Account Only
All loan amounts should be disbursed or repayment between the borrower’s bank account and the bank/NBFC’s account.
If you’re facing any issues related to loan disbursement or repayment, then you can dial 14440 to lodge a complaint. Fake 7 Days Loan Apps Banned in India
[Add List]
How are These Banned Loan Apps returning under New Names?
Rebranding or Using a New Name: Some of these banned apps arrive with new names or new identities, which makes it harder to identify. Example: Quick Cash rebrands itself as Super Cash.
Change or Shift the Hosting Server: They change the backend server to hide their identity. It helps them to hide from the Government.
New Developer Account: Google Play Store or App Store bans a specific developer’s account. But scammers register new accounts with new credentials.
Using APKs: Scammers also use APKs, which makes them untraceable. By using a proper advertisement strategy, they attract potential customer for their business.
Targeting Customers by Advertisement: They run social media ad campaigns to reach students, self-employed or small business owners.
Why are 7 Days Loan Apps APK files risky Enough?
Loan APK files can be very risky due to multiple reasons.
Bypass all Security Checks: App Store or Google Play Store can check malware while downloading apps. But, if you go with APK, then this facility will vanish, which can bring a data breach security threat.
Install Spyware: Some APK files can install Spyware in your device, which can steal all your data. All these APK files will get access to contacts, photos, locations and many more.
Data Theft & Blackmail: There are a lot of APKs that get access to photos and your gallery. By using your data, they can blackmail you.
No RBI Regulations: These Apps disburse the loan amount within a shorter period, and later they charge up to 300% Interest. Due to not having a proper regulatory body, they charge such a huge interest.
7 Days Loan App List Alert India: Safe vs Unsafe
Safer/RBI-Registered Loan Apps
RBI maintains a public safelist of certified or authentic digital lending apps. These are associated with proper regulated entities, including banks or NBFCs.
There are a lot of genuine apps that provide the loan service.
Kredit Bee is a Bangalore-based credit lender platform, which gives loans up to 5 lacs. it operated through RBI-registered NBFC partners such as Krazy Bee Services Pvt. Ltd. It charges 12% to 29.95% per annum, depending upon the CIBIL or profile.
Nira is also one of the biggest loan lenders. From here, you can apply 5000-100000 Rs of loan at an interest rate of 24-36%. It offers 24 hours of approval and disbursement of the loan amount to your bank account.
Pay Sense is a Mumbai-based Fintech company, allows loans up to 500000 Rs. It charges almost 14-23% interest per annum. One can get the loan within 24 hours by following a pure digital procedure.
Kissht is a Mumbai-based and RBI-backed Fintech company. You can get up to 500000 unsecured or up to 1500000 property loans at an interest of 12-28% per annum. It comes with AI-based legal checking and 24 24-hour loan disbursal promise.
Risky/ Fake Loan Apps [Ultimate Warning Sign]: 7-Day Loan App List Alert
Download
There are multiple fake loan apps; all these apps steal your data and install spyware in your device. All these things will bring a significant financial or personal threat to you.
Just Money: This is an unregulated and predatory lending platform. It promises the first money disbursal with minimum documentation required.
Agile Loan App and Apna Paisa: These are the same apps with different branding. Scammers have become smart enough that when the Government takes strict action against them, they rebrand their app with another name.
Cash Bean: This platform has already scammed thousands of people, which attracts the attention of cybercrime. So, it just got banned all over India.
Rupiya Plus, Loan Zone, Cash Mama, Water Elephant, Monkey Box, and Dhana Dhan Loan: All these are also fake loan apps.
Red Flags – How to Identify Fake Loan Apps? You can check some parameters to identify fake loan apps;
here, we have discussed all the things in-depth. No RBI/NBFC Registrations: Yes, a legit loan app comes with some specificity, including;
They must tie up with RBI/NBFC.
- Hide/misrepresent their lender details on their site.
- Cross-check check RBI website before applying for any loan. Insist on downloading the APK instead of using the Play Store:
- Many fake apps work through a website and a third-party source of download.
These apps can steal contacts, photos and videos by installing malware.
Excessive App Permissions: All the fake apps demand multiple permissions.
- Contacts & SMS
- Gallery
- Location
Unrealistic Promises
- 0% Interest on Loan up to 500000.
- Instant loans within 5 minutes with no documents.
- Genuine lenders always check your KYC, do the Video verification before disbursing the loan amount.
Hidden Fees and Short Tenure
- Fraud apps push 5-15-day loans.
- 30-60% of hidden charges.
- Sometimes the interest rate goes up to 300%.
Real Life Cases of Loan App Harassment
There is a lot of harassment news reported on Loan apps.
- National Fraud Loan App & Extortion Racket.
- Hyderabad Cases: Photo Morphing.
- Telangana Suicide Linked to Harassment.
- Vadodara Woman Targeted with Fake Legal Notices.
These are also examples of data misuse; some scammers are using your data against you.
Alternatives to 7 Days Loan Apps
7-day loan apps are dangerous due to high interest rates, fake operations and harassment. So, we have discussed some alternatives to 7 days loan app list.
Credit Cards
- Interest-free period up to 45 to 55 days.
- Comes under the RBI’s regulation policy.
- Emergency cash withdrawal option available (Interest applied).
Small Personal Loans from Banks
- HDFC, Tata Capital, and Bajaj Finance Services allow personal loans from 5000 to 50000.
- The EMI option is available instead of daily repayment.
Overdraft Facility
- Link your loan amount to a savings or salary account.
- Pay interest only on the amount you use.
Gold Loan
Quick loan disbursal against the gold jewellery.
Salary Advance from Employer
- Many corporate houses allow salary advancement associated with a fintech firm like Early Salary.
- These platforms approved low-interest or Zeto Interest loans.
RBI Approved NBFC Apps
you can use RBI RBI-approved NBFC small finance bank app. Tips to Stay Safe While Using Loan Apps It’s very important to stay safe from the trap of scammers. So, you should follow up on some parameters.
Check RBI NBFC List: Before finalising any loan app, first check the availability of the bank on the NBFC list. This will act as a protective shield from the scammers.
Avoid Unknown APKs: Always try to avoid unknown APKs, which can be a threat to your personal life.
Borrow Only Small Amount: Always try to borrow a small amount with less interest rate. It gives stability to your finances.
Repay on Time: It’s important to repay the loan within the promised period. Otherwise, you may have to face legal consequences. Legal Action Against Fake Loan App
Here, we will guide. If you face any issues while repaying your loan, then connect to this portal.
How to File a Complaint with RBI/Police?
- Use RBI Sachet Portal: https://sachet.rbi.org.in.
- Provide the bank name
- NBFC bank partner
- Nature of harassment
- Cybercrime Reporting Portal
Use the Official site: https://cybercrime.gov.in.
- Upload Evidence Call/SMS/Screenshot.
- App APK Links.
- Bank Transaction Details.
Helpline Number
- National Cyber Security Help Line Number 1930.
- Reserve Bank of India (RBI Help Line 14440 & 14448.
FAQs – 7 Days Loan Apps List
1. Are 7 days Loans Legal in India?
=> You should only use RBI-approved platforms that work legally.
2. Can I Get a Loan without a CIBIL Score?
=> Yes, you can get 7 days loan without a CIBIL Score.
3. Which Loan Apps are RBI-approved?
=> RBI-approved platforms are Kredit Bee, Nira, Pay Sense, Kissht, CASHe.
4. What to do if a Loan App Harasses Me?
=> You can direct reach out to Cybercrime or contact to RBI’s Helpline Number.
5. Can I Complain about Fake Loan Apps?
=> Definitely, you can file a complaint at your local police station or
visit https://sachet.rbi.org.in.
Final Thought – Borrow Responsibly
You can get quick relief by borrowing money in an emergency, but always trust RBI-associated loan lenders. Only go with short-term loans when it becomes the last option. Unregistered apps can easily trap borrowers, and sometimes it becomes life-threatening as well.
Always Remember these Key Points:
- Verify whether the lender is RBI-associated or not.
- Never download APK loan apps.
- Borrow only your truly needed amount that you can repay easily.
- Try to use 7 days loan app alternative options – Credit card, Overdraft facility, and formal personal loans.
- It’s important to call up. A loan needs to be your helping hand, not a financial burden burden.
If you have any queries, then reach us via comment. Stay tuned for the next update, and Thanks for reading.
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